31 | Numbers Never Lie Economic Empowerment Through Accounting and Youtube | Annie Margarita Yang
By Elyse Y. Robinson
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Nobody Wants To Work Tho Episodes
- 01 | You need that work I got that work | Elyse Y. Robinson @ Switch Into Tech
- 02 | Business Brain vs Tech Brain | Elyse Y. Robinson @ Switch Into Tech
- 03 | Leaving Your Fears Behind Through Entrepreneurship | Christian Evans @ Success Fitness
- 04 | Divorce That Job And Begin Really Helping People | Carleen Dark-Bays @ Restoring Hearts Academy
- 05 | Use Your Fashion Design Skills And Move Into Fashion Technology | Sylvia Heisel
- more episodes
About
Meet Annie, a resilient woman who spent years toiling in low-paying jobs, struggling to make ends meet. Despite lacking formal accounting education, Sarah’s determination led her to pivot her career towards accountancy. Through self-study and dedication, she mastered the intricacies of financial management, transforming her life and finances. Sarah’s journey didn’t stop there; she leveraged her newfound expertise to become a YouTube sensation, sharing practical tips on saving money and achieving financial independence. Her channel garnered a massive following, inspiring countless individuals to take control of their finances and pursue their dreams, proving that with grit and determination, anything is possible.
Annie Margarita Yang Website
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Alternate Titles For The Algorithm: From Checkout to CPA: A Journey of Career Reinvention Dime to Dollar: The Accountant’s Tale Balancing the Books: A Woman’s Leap from Low Wages to Accounting Penny Pincher to Profit: A Story of Accounting Ambition Breaking the Cycle: From Minimum Wage to Certified Accountant Numbers Game: The Unlikely Path to Accounting Success The Ledger Leap: One Woman’s Rise from Service to Numbers Turning the Tables: A Story of Economic Empowerment Through Accounting Counting Her Blessings: A Journey from Menial Labor to Accounting Mastery Dollars and Sense: How I Transformed from Low-Paying Jobs to Accountancy The Audit Trail: Following the Path to Professional Accounting Minimum Wage to Maximum Knowledge: A Tale of Accounting Transformation Beyond the Payslip: A Woman’s Voyage to Accounting Expertise The Profit Pivot: A Journey from Service Industry to Financial Mastery Dusting Off the Receipts: From Humble Beginnings to Accounting Brilliance The Salary Story: How I Escaped Minimum Wage through Accounting Numbers from the Ground Up: A Woman’s Odyssey to Accounting Excellence Balance Sheet Breakthrough: Escaping Low-Paying Jobs through Accounting Paying Her Dues: A Woman’s Climb from Low Wages to Accountancy Acumen
Show Notes
[00:00:00.720] Hey, you all. This is your host,
[00:00:02.270] Elyse Robinson with the Nobody Wants to Work, though podcast, season 2.
[00:00:06.390] I hope the stories inspire you to switch careers.
[00:00:09.030] I have done all kinds of interesting
[00:00:11.070] things in my life, and I’m a firm believer if you only live once.
[00:00:14.430] Sit back and enjoy.
[00:00:19.240] We are Switch into Tech.
[00:00:22.760] Tech resources to accelerate your career in information technology.
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[00:00:38.170] You can find us at www.
[00:00:42.120] Switchintotech. Org.
[00:00:44.320] Hey, you all.
[00:00:47.640] My name is Elyse Robinson with the Nobody Wants to Work, though podcast.
[00:00:51.110] Today, I got you with Annie Margarita Yang.
[00:00:55.320] Let me just jump right into it.
[00:00:56.530] Go ahead and introduce yourself, Annie.
[00:00:58.610] Hey, Elyse. Thanks for having me on today.
[00:01:01.210] So a little bit about myself.
[00:01:03.080] I didn’t go straight to college, so I went straight into the work world
[00:01:06.430] after high school and just worked a whole string of minimum wage jobs.
[00:01:11.080] And then after a few years of doing that,
[00:01:15.770] I met this self-made millionaire who asked me, What are you doing here?
[00:01:19.720] You’re so smart, but you’re working at a minimum wage job.
[00:01:22.560] And she told me to go to community college.
[00:01:24.410] So I followed her advice.
[00:01:26.320] And then after that, I got a
[00:01:29.290] bachelor’s and an online bachelor’s degree in communications.
[00:01:32.720] But then coming out, I was working at Domino’s Pizza.
[00:01:34.880] So back into the old minimum wage stuff.
[00:01:38.810] And I was just like, it’s not what people were promising me.
[00:01:42.000] They were telling me, oh,
[00:01:43.120] if you just get your degree, everything will work out and you’ll make more money.
[00:01:46.170] And it wasn’t the case when I lived
[00:01:48.730] in Lubic, Texas, where there was very few opportunities.
[00:01:51.930] So when I moved from Lubic, Texas to Boston, I said, I have a new life here.
[00:01:56.800] Nobody knows who I am.
[00:01:57.550] I’m going to make my life what I want it to be.
[00:02:02.010] And because I lived on minimum wage for so long, I could really budget my money well.
[00:02:07.210] And I saved 25 % of our household income on minimum wage.
[00:02:10.970] So I said, If I can do this for myself,
[00:02:14.090] why don’t I work in accounting for a small business owner who needs help
[00:02:18.720] with their cash flow, who needs to make sure they’re not getting
[00:02:21.760] ripped off by their vendors and things like that.
[00:02:24.200] And so I managed to get an accounting job in seven days.
[00:02:30.630] And then two months later, it turns out that that guy was a bit toxic.
[00:02:35.400] So I got another accounting job in six days in my next search.
[00:02:39.680] And then a year after that, I decided, you know what?
[00:02:41.750] I want to buy a house, but we could save for the down payment, no problem.
[00:02:46.840] If I just follow the budget, we can save for that.
[00:02:49.190] But then I realized to qualify for a mortgage, you need a certain income.
[00:02:54.200] And I was just like, wow,
[00:02:56.490] I need to make 70,000 to qualify for on a mortgage on a $300,000 property.
[00:03:03.490] So I was making $45,000 at that time, and I needed to get a new job because how
[00:03:09.550] can I go to my employer to ask for $25,000 more?
[00:03:13.010] So I got a new job, and in that process, I got that job in only five days.
[00:03:21.010] But in those five days as well, I also had recruiters calling me to tell
[00:03:24.850] me I’m totally unqualified to work in accounting.
[00:03:28.680] So, yeah, basically, that’s my story.
[00:03:30.550] I landed an accounting job with no accounting degree in only five days.
[00:03:39.520] You’re muted. Oh, no.
[00:03:41.880] Okay. I was trying to talk.
[00:03:43.480] My back, I thought you were trying to talk.
[00:03:45.310] I’m like, I don’t hear her anymore. Yeah, no.
[00:03:48.470] As an accountant, I don’t say you’re unqualified.
[00:03:50.960] I mean, I’ve seen definitely accounting jobs out there where they only request
[00:03:54.190] financial managerial, but they’re not pure accounting jobs.
[00:03:59.640] There’s also that.
[00:04:02.810] But accounting is funny is that you can
[00:04:05.430] literally have a communications degree, and you could go be an accountant.
[00:04:11.120] You’re the first one to tell me that because all the recruiters
[00:04:13.950] in accounting were just like, We need that qualification.
[00:04:17.240] You’re not going to go work for the Big Four.
[00:04:19.100] No.
[00:04:19.750] For a small business or something, they’re not really going to care.
[00:04:26.760] Sometimes government sometimes.
[00:04:31.780] But like I said, they’re not pure accounting roles.
[00:04:36.320] For example, there might be one in a state
[00:04:40.720] working for the state, and they want you to have two credits
[00:04:45.540] in accounting, but it’s like a budget analyst or something like that.
[00:04:50.540] That’s what I mean.
[00:04:52.220] But no, you’re not going to go work for a KPMG without an accounting degree.
[00:04:57.770] No.
[00:05:00.250] It’s funny that you talk about Boston because I did three years in Boston.
[00:05:05.450] I don’t know what year that was, but when you moved there.
[00:05:10.470] But I moved there in 2010.
[00:05:13.410] Yeah, The economy was booming.
[00:05:15.840] I mean, I had a job because I worked for the government.
[00:05:18.600] That was my first government job, and I moved there for it.
[00:05:22.800] Then I had a boo.
[00:05:26.210] I had a boo, and he was looking for a and he found one within two weeks.
[00:05:33.330] So, yeah, I don’t know if that’s still possible anymore.
[00:05:36.650] I don’t even want to know what a house costs in Boston right now.
[00:05:46.960] Next question is, what did you want to be when you grew up?
[00:05:51.890] When I wanted to grow up,
[00:05:54.330] for several years, I wanted to be an actress, actually.
[00:05:57.420] There was this very famous Chinese actress in China.
[00:06:03.730] And I grew up watching those TV shows, and I wanted to be just like her.
[00:06:07.420] But then my parents really beat that dream out of me.
[00:06:10.600] They’re just like, no, you cannot be an actress.
[00:06:13.090] If you want to be an actress,
[00:06:14.880] to become successful, you’re going to have sex with everybody.
[00:06:17.090] You have to have sex with the director, the producer, the cast.
[00:06:21.830] It’s just like everyone’s in bed together, basically.
[00:06:25.750] And so, yeah, all
[00:06:28.360] the way up until 12 years old, my mom was telling me stuff like that.
[00:06:32.120] I was like, what is sex? I don’t even know what that is.
[00:06:35.730] So for a very long time,
[00:06:37.830] I didn’t know what I wanted to do because they told me not to do acting.
[00:06:41.480] But what I do today, I mean, I’m still in the spotlight, right?
[00:06:45.270] Like, right now, I’m in front of you with
[00:06:47.440] the podcasting, and then I’m also on YouTube.
[00:06:49.530] I have YouTube videos, so I’m still out there, basically, in front of the camera.
[00:06:54.330] So it’s not acting, but it’s more like just being myself.
[00:06:57.850] That is hilarious.
[00:07:00.570] Oh, man.
[00:07:04.190] One of my favorite movies is Joy, Love Club.
[00:07:06.790] And there’s another movie that I watched that was ridiculously good.
[00:07:11.680] But yeah, I’m all into international films and things like that.
[00:07:14.750] I don’t know what they call it in China
[00:07:16.970] because I actually spent time in China for a little bit, too.
[00:07:21.420] Because I know they have Bollywood and Nollywood and stuff like that.
[00:07:26.270] I’m getting all into those movies all the time.
[00:07:29.450] But But outside of that, I was like, My mother.
[00:07:35.290] At a certain point, I wanted to be a dentist.
[00:07:38.040] And she was like, Yeah, you’re not going to be a woman dentist?
[00:07:41.030] And I’m like, What? What?
[00:07:42.880] That’s more prestigious than acting. Yeah.
[00:07:45.590] I was like, A woman dentist?
[00:07:47.350] I mean, they have them.
[00:07:48.710] I mean, it’s probably ridiculously hard, but that’s what I wanted to do.
[00:07:52.790] But then I realized my eye-hand coordination is all not that great.
[00:07:58.330] So I probably shouldn’t be playing in people’s mouths.
[00:08:02.800] But you talked about where your career began and what your first career was.
[00:08:12.160] You did talk about the catalyst of what How did you change your career?
[00:08:17.450] Why Boston? Let me ask you that.
[00:08:19.540] Why Boston, of all places?
[00:08:20.980] Because, I mean, Lubic to Boston, that’s a huge change.
[00:08:24.560] Well, I’m actually originally from New York City.
[00:08:26.920] I had gone from New York City to Lubic, Texas, to Boston.
[00:08:31.360] But even when I was in New York City, I remember when I was a kid,
[00:08:35.670] we went on a school trip, a three-day school trip to Boston.
[00:08:38.930] And every year in middle school, we went to a different city.
[00:08:42.890] So I remember specifically when I went to Faneu Hall and Quincy Market and all
[00:08:47.700] that stuff, I was like, Wow, Boston is so cool.
[00:08:50.550] I want to live here.
[00:08:52.530] But I never actually knew that would come true.
[00:08:55.130] That was just a seventh-grade wish.
[00:08:58.080] And then I still also visited Boston twice after that to visit friends.
[00:09:02.800] And I was just like, I love it so much.
[00:09:04.690] I want to live here.
[00:09:06.130] And then when my husband and I,
[00:09:07.990] we moved to Texas because he was doing his master’s degree.
[00:09:11.050] Then after the master’s, he has to do a PhD.
[00:09:13.410] And he was like, Okay,
[00:09:15.060] I’m going to apply to 10 different programs or something like that.
[00:09:18.790] And so you can imagine application fees are 100 each, right?
[00:09:24.440] Ten of them.
[00:09:25.200] I’d have to save a thousand just for him to apply to PhD programs.
[00:09:28.350] So I was pressuring him.
[00:09:30.170] I said, Can you not apply to 10?
[00:09:32.550] I mean, what if you only apply to less than 10?
[00:09:35.640] So we save money on the application fee,
[00:09:37.310] but really the programs you really want to do.
[00:09:40.610] And then he reached out to
[00:09:43.010] a professor at BU before he even applied and spoke
[00:09:47.350] to a professor and the professor is like, you’re in.
[00:09:50.080] Just apply, right?
[00:09:52.130] And I’m going to push your application through and make sure you get in.
[00:09:55.810] So he just only applied to Boston University.
[00:09:58.290] So here I am. I’m in Boston.
[00:10:00.240] It
[00:10:01.160] just will happen that the one program he wanted to apply to was also the
[00:10:05.720] same city I always wanted to live in, but he didn’t know that.
[00:10:08.560] He never knew that.
[00:10:10.320] That’s hilarious because I’m in Ohio now, and it’s funny that you
[00:10:16.370] say that because me and my sister have been discussing
[00:10:20.320] for maybe two or three years, even when I was living in Mexico,
[00:10:24.050] these little ads would pop up about moving to Ohio and stuff like that.
[00:10:28.550] My grandparents are from Ohio, but I told her, I’m going to move to Ohio.
[00:10:33.240] And she was like, You ain’t going to go in no damn Ohio.
[00:10:35.990] What the hell is in Ohio?
[00:10:40.530] And when I was searching for a house, it just worked out that way because
[00:10:45.250] Since I work remote, I can live in multiple cities.
[00:10:47.940] So I had a couple of cities on my list, and Ohio just worked out that way.
[00:10:52.250] I don’t know what the hell is in store for me in Ohio.
[00:10:56.130] So what city in Ohio are you?
[00:10:58.010] I am in Cleveland.
[00:10:59.410] I’m in Cleveland.
[00:11:01.960] So I guess I’ll figure out what’s here.
[00:11:03.690] But I guess at a certain point,
[00:11:05.830] I could probably just rent it out and move somewhere else, too.
[00:11:10.850] Me and my sister, she was like, You ain’t going to know damn Ohio.
[00:11:15.510] And here I am.
[00:11:16.430] And it, I guess, manifested over two or three years.
[00:11:19.250] But outside of that, Boston.
[00:11:23.250] I got fond memories of Boston.
[00:11:25.190] I have fun in Boston.
[00:11:27.410] But I lived in Chelsea, Malden, and Lowell.
[00:11:33.450] I’m in Chelsea.
[00:11:35.880] Yeah. Chelsea.
[00:11:37.630] Because I used to cross the bridge to go to work, and it would be so beautiful.
[00:11:45.560] Let’s see.
[00:11:48.690] All these things come at a cost.
[00:11:50.830] I mean, you talked about moving from Lubic to Boston and all that stuff.
[00:11:55.950] All things come at a cost.
[00:11:57.810] And did you have support from your family?
[00:12:00.120] Did they think you were crazy moving
[00:12:01.390] to Boston and trying to be an accountant with a communications degree?
[00:12:07.490] No, actually.
[00:12:10.760] I think the way my parents kept responding
[00:12:14.830] to everything I did, not just moving and then not going straight to college.
[00:12:19.110] They were just…
[00:12:20.570] They had given up on me because I was really rebellious in my teenage years.
[00:12:25.430] In my teenage years, I dated a brown boy, and that’s a big no-no.
[00:12:31.470] Interracial is a big no-no in my parents’ eyes.
[00:12:34.950] So they convinced me for a whole year when
[00:12:37.550] I was 14 to break up with this guy, and I was just like, no, I love this guy.
[00:12:42.070] So it really caused a rip in our relationship
[00:12:47.410] and the whole breakdown in communication, basically.
[00:12:51.370] And so their attitude was basically all throughout my high
[00:12:54.950] school years is, well, after she turns 18, we’re not responsible for her.
[00:12:59.450] And whatever decision she makes after
[00:13:01.710] she’s 18, she’ll have to suffer the consequences of her own decisions.
[00:13:07.170] And so even when they heard from my guidance
[00:13:10.690] counselor that I wasn’t going to go to college, they were just like, okay.
[00:13:14.930] So the whole reaction I got from my parents all throughout after I was
[00:13:18.580] 18 was basically a lack of reaction, I have to say.
[00:13:23.850] Maybe a few put-downs as well.
[00:13:25.710] For example,
[00:13:26.850] when I first started my YouTube channel and my My first video that I posted when I
[00:13:32.080] started the channel, it actually went viral.
[00:13:35.930] It blew up and it got a million views.
[00:13:38.560] It’s like those one-hit wonders.
[00:13:39.850] It’s not like I posted 100 and then one went viral.
[00:13:42.390] It was like the first one just went viral.
[00:13:45.050] And then so I immediately got in the YouTube partner program
[00:13:49.040] and I started getting ad revenue from all my videos after that.
[00:13:53.010] And I was getting about 200 a month, which to me was nice.
[00:13:58.240] Ad revenue, that’s money that I don’t have to keep producing.
[00:14:02.800] It just comes into my bank account.
[00:14:04.560] It’s more passive.
[00:14:06.360] And considering that when I first started
[00:14:10.150] doing that, I had been working minimum wage jobs.
[00:14:12.890] So that’s maybe three whole days
[00:14:14.930] of working minimum wage that I didn’t have to do anymore.
[00:14:19.130] That was nice. I liked it a lot.
[00:14:21.450] And when my mom asked me how much I was
[00:14:23.490] making from just the YouTube ad revenue, I said, Oh, 200 or 250 a month.
[00:14:28.810] She goes like, Oh, that’s play money.
[00:14:30.690] That’s child’s play.
[00:14:32.110] I was like, What?
[00:14:33.630] And I was actually very offended.
[00:14:36.080] I’m very, very offended by what she said.
[00:14:38.110] I was like, How dare she tell me that?
[00:14:40.650] But now, actually, today, I make 80,000 on the side on top of my full-time job.
[00:14:46.790] So it went from 250 to a month to being an 80K just on the side alone.
[00:14:53.210] So this is nice.
[00:14:56.130] Yeah, that’s a story.
[00:14:57.670] And I could just hear my mother
[00:15:02.720] My parents probably quit caring around ‘16 because I’m smart, obviously.
[00:15:11.030] I didn’t live in other countries and learn languages and all that stuff.
[00:15:14.870] I’m not stupid.
[00:15:16.110] It’s just I’m lazy and shit is boring sometimes.
[00:15:20.360] I don’t want to sit up in class with these
[00:15:21.910] other dumb people in class and we just going super slow.
[00:15:25.970] So one thing I learned about myself when I lived in Guatemala and learning learning
[00:15:30.850] Spanish because I had a private teacher, is that I need to go at my own pace.
[00:15:36.050] My parents gave up on me at 16,
[00:15:39.150] and they were like, Well, you’re getting Bs and Cs and some As here
[00:15:43.750] and there, but Once you hit 18, you better figure it out.
[00:15:48.670] You’re either going to be an entrepreneur, you have to work, or you go to college.
[00:15:54.610] I did all three while at the house.
[00:15:56.870] I had a web development business.
[00:16:00.760] I went to college part-time, I think.
[00:16:04.290] Then I had a full-time job, too, at a certain point.
[00:16:10.240] But they were like, Yeah, otherwise you’re going to be out working
[00:16:13.270] at McDonald’s, which I mean, honestly, ain’t nothing really wrong with it at 18.
[00:16:18.530] But yeah, I could definitely hear
[00:16:20.770] my mother like, Yeah, I mean, hey, you keep out here effing up.
[00:16:25.690] That’s where you’re going to be at.
[00:16:29.600] But You ended up just fine.
[00:16:33.210] Look, I mean- How many people can say,
[00:16:36.470] I bought a rental property, a multifamily apartment?
[00:16:40.650] How many people can say that?
[00:16:42.290] Yeah, I mean, it’s been a journey, and I don’t have any regrets at all.
[00:16:49.410] A lot of twists and turns,
[00:16:51.970] but I mean, that’s what makes life fun and interesting.
[00:16:55.710] And I mean, hey, I could tell you some
[00:16:58.930] stuff about life, that’s for sure, and I ain’t even made it to 40 yet.
[00:17:02.410] So, yeah, it feels really good.
[00:17:06.650] And throwing it back at you, how many people can say that I make 80K?
[00:17:11.800] I mean, posting a video.
[00:17:14.360] No, it’s all my streams of income.
[00:17:16.770] I have multiple streams.
[00:17:18.690] It started with just that.
[00:17:20.970] Yeah, because we need to dive deeper into that.
[00:17:24.890] Let me ask you this, what was your first video about?
[00:17:29.450] It was about how to save money on low income.
[00:17:32.040] So it was basically literally all those years when I was living on minimum wage,
[00:17:36.010] I was like, do you want to save $5, 000 while you’re earning minimum wage?
[00:17:42.410] Do you want to learn how to save $5,
[00:17:45.430] 000 while living in New York City making only $10 an hour?
[00:17:48.390] I’ll tell you how.
[00:17:49.470] And basically, I just went over
[00:17:51.650] everything I did when I was living like that back then.
[00:17:55.430] I’m going to watch the video now, because I might need some tips and But I
[00:18:02.600] guess more so of delayed gratification, because a lot of people don’t have delayed
[00:18:08.600] gratification, and that’s a huge part of the problem.
[00:18:14.480] Yeah. So there is that.
[00:18:16.760] Because I get on my sister’s ass all the time.
[00:18:18.910] I’m like, You don’t need that.
[00:18:20.550] She’s like, Shut up.
[00:18:22.970] And of course, she gets on my ass.
[00:18:26.530] But let me see.
[00:18:29.650] I guess what made you want to start a YouTube channel?
[00:18:36.110] And then what was the process in your mind
[00:18:38.710] of, Hey, this is the first video that I’m going to post?
[00:18:43.690] I had actually wanted to start it for four
[00:18:46.120] years because I had a public speaking background.
[00:18:48.990] I went to Toastmasters, right?
[00:18:51.040] So I learned how to do public speaking
[00:18:52.450] through Toastmasters, and I knew I love to talk about money.
[00:18:55.730] If anyone had a conversation with me, I could talk about money all day long.
[00:19:00.280] But I never had the courage to actually
[00:19:02.490] start the YouTube channel because I was telling myself, I’m not pretty enough.
[00:19:06.790] I don’t have the right equipment.
[00:19:08.560] I don’t know how to do editing.
[00:19:10.390] I had all these different reasons and excuses to not start for four years
[00:19:14.890] until finally, one day, my husband stumbled upon this hot YouTuber.
[00:19:19.770] She was this beauty guru on YouTube.
[00:19:23.040] And she made a video about her student loan debt.
[00:19:25.750] She owed $100,000 in student loan debt.
[00:19:29.240] And she He was talking about how she’s so stupid with money.
[00:19:31.910] She doesn’t understand her student loan debt.
[00:19:34.450] She doesn’t understand anything.
[00:19:36.360] And how she had to go to a financial
[00:19:38.080] advisor and he recommended that she consolidate her student loan debt.
[00:19:41.400] She’s like, So I guess that’s the way to pay off my student loan debt.
[00:19:43.750] And then I was like, You dumb dumb.
[00:19:46.070] That’s not how you pay off your student loan debt.
[00:19:48.930] It’s not about consolidating the debt that will pay off your debt.
[00:19:53.120] It’s about living below your means.
[00:19:56.410] Whatever you make, live on as little as possible and then
[00:19:59.790] throw as much money as you can at those loans to pay it off.
[00:20:03.070] There’s just no other way.
[00:20:04.410] You consolidate, but if you don’t
[00:20:06.600] make payments after you consolidate, it won’t pay itself off, right?
[00:20:10.840] But you read the comments and they were just talking about how hot she is.
[00:20:17.560] Wow, you’re so hot.
[00:20:18.950] And now you’re also giving us financial advice as well.
[00:20:22.320] I look up to you so much.
[00:20:24.530] You’re my role model.
[00:20:25.800] And I was pissed, right?
[00:20:28.320] And then she kept I was making videos
[00:20:30.630] about this because it was gaining traction.
[00:20:33.320] And so I watched her later videos as well.
[00:20:36.080] And then I found out she was making between $10,000 to $12,000 a month.
[00:20:43.840] That was her income.
[00:20:45.320] And I was like, Girl, she makes $10,
[00:20:48.160] 000 to $12,000 a month, and she doesn’t know how to pay off her student loan debt.
[00:20:51.790] I can live on $1,500 a month.
[00:20:56.360] And if I were her, I would live on $1,500 a month.
[00:21:00.000] And I would just throw 8, 000 a month toward those student loan
[00:21:02.990] debt, and I would just be debt free in maybe a year or a year and a half.
[00:21:08.350] And so because I was so angry
[00:21:11.890] with her content, I decided to just put my iPhone up, sit in my bedroom,
[00:21:18.640] and I said, Do you want to know how to save money on low income?
[00:21:21.190] This is how it’s done.
[00:21:25.640] Yeah.
[00:21:26.750] I mean, like I told you before the video,
[00:21:29.770] the catalyst for me was going through all these crazy interviews and stuff and
[00:21:34.720] the media gaslighting you saying, Nobody wants to work.
[00:21:38.410] So I’m like, I don’t call it Nobody wants to work, though.
[00:21:41.360] And then that spiraled into the career switching stories and stuff.
[00:21:46.560] And I’ve definitely had some interesting guests on here.
[00:21:49.800] So I love it.
[00:21:53.000] Let’s see.
[00:21:55.520] I guess, what are some of the causes and negatives of your new career?
[00:22:03.200] I think some of the positives is that
[00:22:06.320] I get opportunity without even proactively seeking it.
[00:22:10.970] And then when I do want something because
[00:22:13.730] people can look me up online and they can see I have a following.
[00:22:17.120] They can see, well, I had a website until I got suspended yesterday.
[00:22:21.410] I got suspended for suspicious activity.
[00:22:25.050] I’ve been getting censored a lot.
[00:22:27.360] This is my fourth time actually getting censored for some reason.
[00:22:31.840] So I get opportunity.
[00:22:34.320] I know when everything falls apart, when we’re going to have this big economic
[00:22:38.650] collapse and we’re going to have more bank runs, and my boss might even go bankrupt.
[00:22:43.550] I might lose some streams of income
[00:22:46.040] because some clients might suddenly find themselves with no money.
[00:22:49.280] But
[00:22:50.680] I know I will still be fine because my ability to look for new work and land
[00:22:56.490] a new job or a new client, it will be there.
[00:23:00.080] So it’s not…
[00:23:01.170] I believe the way money is made is like, it’s not about how secure your job is.
[00:23:08.010] It’s about your ability
[00:23:10.050] to get new forms of income quickly when you lose your current form of income.
[00:23:14.640] Some people can take six months.
[00:23:16.150] I could take just a week and I’ll be okay.
[00:23:18.430] So there is that positive.
[00:23:20.390] But the negative, I think, is I work really hard.
[00:23:25.690] And I wrote the book, The Five-Day Job Search,
[00:23:29.170] for people who who want to learn how to also land a job very quickly.
[00:23:33.320] And some scathing reviews came back about how, oh,
[00:23:38.770] the reason she has everything she wants in her life is because she’s just so lucky.
[00:23:43.440] God has just blessed her and given her so much opportunity.
[00:23:46.350] She’s just so lucky and so narcissistic as well because she
[00:23:49.680] can’t stop talking about all the great things she’s done.
[00:23:52.210] So we have some very insecure and jealous haters in this world.
[00:23:57.750] So I guess that’s the negative.
[00:24:01.160] Gosh, I got so much to say on that.
[00:24:06.040] One of my friends used to tell me,
[00:24:13.650] Don’t hold back on your accomplishments.
[00:24:17.570] Being a black woman,
[00:24:19.910] it’s like a lot of times people don’t want to hear the things that I’ve done.
[00:24:26.280] The jealousy comes out.
[00:24:28.640] I can’t sit up here and tell Oh, yeah.
[00:24:30.240] I lived in six years in Mexico,
[00:24:31.730] and I know Spanish, and I became a Mexican, or I like to call it a Mexican.
[00:24:36.950] But yeah, the calls come out.
[00:24:42.210] I want to say, though, before you got the next question, I love what you do.
[00:24:46.930] I think what you’re doing is great because we have so much of these
[00:24:51.630] Black Lives Matter stuff going on and the victimization mindset where, Oh, well,
[00:24:58.230] my grandmother was a slave, therefore I don’t have opportunity, that thing.
[00:25:02.360] Or like, Oh, because my grandmother was a slave, but I have freedom.
[00:25:06.670] But still because we haven’t been able to
[00:25:08.810] move up in terms of wealth and social and everything, we need reparations.
[00:25:14.080] And I’m just like, Where are the people in the black community who are standing up
[00:25:19.410] as role models for what other people can be?
[00:25:22.750] And you are it. You’re it.
[00:25:25.350] And that’s another reason why I’m an introvert.
[00:25:28.680] People think I’m I’m an extrovert,
[00:25:30.240] and I’m like, I don’t like to be in a spotlight
[00:25:32.110] sometimes, and other times I don’t really care.
[00:25:37.680] Sometimes I don’t like talking about
[00:25:39.150] myself because I’m a whole introvert, and it ain’t none of your business.
[00:25:43.730] There’s also that.
[00:25:45.010] But yeah, that’s another reason.
[00:25:47.990] Sometimes I don’t mind hiding because people need to know this.
[00:25:58.720] Ain’t nobody ever gave me Nothing.
[00:26:01.070] When I decided to move to Mexico,
[00:26:03.470] I saved my money from work and then left and booked a ticket.
[00:26:08.210] Nobody helped me get there.
[00:26:10.840] When you said people handing you stuff, ain’t nobody ever handed me nothing.
[00:26:17.110] I had to go out and get it.
[00:26:21.360] I fully understand that all the way.
[00:26:26.840] I’m not bragging.
[00:26:28.310] It’s just my life story, and that’s what I did.
[00:26:33.080] I’m an open book.
[00:26:34.230] I don’t mind talking about how I got there.
[00:26:37.040] If anybody want to sit down with me
[00:26:38.750] and say, Hey, how did you get to Mexico and do all this stuff?
[00:26:43.230] I’ll sit down with you and write a plan.
[00:26:45.430] Free, free, free all day long.
[00:26:47.400] But you got to put in the work.
[00:26:48.600] One thing I find is that people don’t want
[00:26:50.670] to put in the work, and that’s a huge part of the problem.
[00:26:55.000] There is also that.
[00:26:57.840] But yeah, The whole jealousy thing.
[00:27:02.360] That’s another reason why I don’t want to come out in the spotlight because
[00:27:06.010] people get jealous and they’ll try to take it from me.
[00:27:10.360] So there’s that.
[00:27:13.640] Let me see.
[00:27:15.510] Next question.
[00:27:18.400] What are some traits that you believe people need in what you got going on?
[00:27:26.480] Oh, my gosh. I think the biggest trait is persistence.
[00:27:31.290] That is really it.
[00:27:32.730] I think it’s the failure of people to show up.
[00:27:35.210] That’s why this is a Nobody Wants to Work, though podcast.
[00:27:38.840] People, literally, they don’t show up for the things that they want in their life.
[00:27:44.570] The only difference between me and someone else is like, Hey, I want this.
[00:27:49.650] I want to be on shows. I will show up.
[00:27:52.480] That’s it. I will show up for the interview.
[00:27:55.200] Some people, they don’t even show up for the interview.
[00:27:57.290] It’s just crazy.
[00:27:59.440] So So when I tell people on my YouTube
[00:28:01.520] channel, You want to land a job offer in five days?
[00:28:03.760] Let me tell you how it’s done.
[00:28:05.080] You apply to 50 jobs a day, not three jobs a day, 50 jobs a day.
[00:28:09.680] Because if you apply to three a day,
[00:28:11.470] then you’ll have applied to maybe 300 over six months.
[00:28:14.530] That’s why it takes you six months to get a job.
[00:28:17.170] But if you apply to 50 a day, you’ll have applied to 300 in a week.
[00:28:22.600] So you do the same amount of work that someone else is going to do over six
[00:28:25.530] months, but you’re just shortening that to a week.
[00:28:28.800] And then you’re going to get a a job offer after just a week.
[00:28:31.450] And some people are like, you’re crazy.
[00:28:33.510] That’s too much.
[00:28:34.600] But I had this immigrant.
[00:28:37.650] An immigrant from El Salvador moved here to the United States.
[00:28:42.270] He lives in California seven years ago.
[00:28:45.410] And apparently, he is a subscriber, but he never left comments, right?
[00:28:51.240] On January 12th, he left his job, and then he started freaking out.
[00:28:55.800] He was just like, oh, my gosh, how am I going to pay the bills?
[00:28:58.930] He applied to three jobs,
[00:29:00.840] and then he said, Well, the job posting says, For hire immediately.
[00:29:06.490] I can work immediately.
[00:29:08.320] Why aren’t they calling me back?
[00:29:09.810] And he got upset, and he felt like a loser.
[00:29:13.770] And he was just like, why aren’t they calling me back?
[00:29:16.810] And then he goes on YouTube
[00:29:19.360] to look for videos on job search, couldn’t find anything helpful or relevant.
[00:29:24.120] Of course, my videos weren’t showing up because I’m getting censored.
[00:29:27.570] And then because And because of that,
[00:29:30.630] he goes to fast food restaurants nearby in his desperation to try to work in fast
[00:29:35.750] food, comes back with nothing and also feels totally terrible and desperate.
[00:29:42.890] And then he goes to his Subscriptions tab
[00:29:45.070] on YouTube and he saw that I’ve actually been posting, but he didn’t realize.
[00:29:49.040] And so he started watching one of those
[00:29:50.680] videos and he realized, oh, my gosh, she’s been posting every day about jobs.
[00:29:54.490] So he went back and watched everything.
[00:29:56.730] And then he said, and then I saw that video about applying to 50 jobs a day.
[00:30:00.590] He said, I’m going to follow her advice.
[00:30:04.650] I’m going to apply to 500 jobs.
[00:30:06.270] He applied to 500 jobs.
[00:30:08.310] He said to me, Anything and everything, I hit the easy apply button.
[00:30:12.320] I spent all day for five days applying to jobs, and I got a job in two weeks.
[00:30:18.010] He got a job offer in two weeks.
[00:30:19.730] And he said, It was thanks to you.
[00:30:22.170] So people like him.
[00:30:25.290] It turns out also because immigrant, spoke very poor English.
[00:30:30.480] When he was texting me,
[00:30:31.390] it actually was a little difficult for me to understand his English.
[00:30:35.240] And his highest education was a GED.
[00:30:39.040] So that’s somebody who has not the right qualifications,
[00:30:43.800] the right education, doesn’t speak English as a native language here in our country,
[00:30:48.490] but because of his persistence, he is successful in what he wants.
[00:30:53.840] So I think that is really what makes a difference in someone’s
[00:30:59.360] career, your persistence and not giving up.
[00:31:02.070] Because I remember trying to help a mentor of mine get a bookkeeper.
[00:31:08.600] So I can do bookkeeping, but she didn’t want me to do it.
[00:31:10.950] She wanted someone local in Florida to help her because she’s in her late
[00:31:15.830] ’70s, so she struggles with technology, so she needs someone in person.
[00:31:20.290] And she asked me to find someone.
[00:31:22.690] So I called all 50 bookkeeping companies in Fort Lauderdale.
[00:31:27.240] I e-mailed all of them, all 50 of them.
[00:31:29.730] And And then only five out of 50 emailed me back.
[00:31:34.770] So basically, 45 didn’t even have
[00:31:37.290] the courtesy to say, We don’t want this client.
[00:31:40.570] And then out of the five, two of them had the courtesy to say, We’re full.
[00:31:46.730] We can’t take on any more clients. We’re busy.
[00:31:49.170] It’s also tax season.
[00:31:50.760] So only three left.
[00:31:52.450] Only three got on a phone call with me to talk for the consultation.
[00:31:58.240] So that’s a lack of people’s ability to show up.
[00:32:02.120] It’s not just their inability to show up
[00:32:04.950] for construction jobs, the jobs nobody wants.
[00:32:08.080] This is literally accounting.
[00:32:10.120] So it’s in all fields.
[00:32:11.930] It’s not just those low level jobs, the inability to show up.
[00:32:17.320] I believe it.
[00:32:18.910] I believe it because, yeah, I got stories.
[00:32:23.840] But circling back to the immigrant stuff.
[00:32:27.730] I’m an immigrant.
[00:32:29.390] I’m an immigrant to Mexico.
[00:32:30.890] But I remember days where I did have to talk to 50 people.
[00:32:35.910] I had to talk to 50 people to
[00:32:40.200] connect the dots because one person would tell me one thing,
[00:32:43.810] another person would tell me another, and then I would have to gather
[00:32:47.390] the information and then put it together and, Oh, here’s the answer.
[00:32:52.050] Then you can say you’re fluent all day long,
[00:32:57.190] but there’s just certain types of language that you’re never going to get.
[00:33:02.490] I didn’t know business or medicine and Spanish.
[00:33:07.990] I can have a whole conversation with you, but when it comes to- Technical.
[00:33:13.840] Yeah, technical Which I didn’t study that.
[00:33:16.750] I didn’t practice that.
[00:33:19.840] Where would I get the practice for that?
[00:33:25.480] Doing lots of research and talking to 50
[00:33:27.950] different people, that’s how I would get the information.
[00:33:31.120] That takes time.
[00:33:33.290] People, like you said, don’t want to take the time.
[00:33:36.710] It’s sad and it’s crazy.
[00:33:40.730] When people like me and you come about, that’s when the craziness starts.
[00:33:48.450] They’re like, Why you?
[00:33:50.690] It’s like, Because I put in the work.
[00:33:52.870] I put in the dedication, the perseverance, like you said.
[00:33:57.170] One of my favorite phrases is closed Don’t get fed.
[00:34:00.950] You got to open your damn mouth.
[00:34:04.250] You might get a lot of nos.
[00:34:09.240] You might get a couple of yeses,
[00:34:10.830] but that’s the process, and you can’t let it beat you down.
[00:34:14.200] That’s the other thing I find.
[00:34:17.330] When I was on my job search
[00:34:20.280] in tech, and I eventually gave up and went back to the accounting,
[00:34:23.490] one of my friends was like, I don’t know how you keep doing it.
[00:34:27.590] They keep telling you no.
[00:34:29.790] I’m telling her these crazy recruiters and giving me hell.
[00:34:36.680] She’s like, I don’t know how you do it.
[00:34:39.120] I was like, I got to do it. I got to eat.
[00:34:41.390] I mean, what else is for her to do?
[00:34:46.720] I don’t know.
[00:34:49.510] I think a big part of it, too, is education.
[00:34:52.050] People don’t know what the process is.
[00:34:56.000] But we’re in the time of all this
[00:34:59.990] information, and I get on my nephew’s ass all the time.
[00:35:05.070] I’m like, You can come ask me, but you got a computer right there.
[00:35:11.110] Look it up.
[00:35:12.240] I didn’t have that when I was a kid.
[00:35:14.870] I didn’t have that.
[00:35:16.090] I grew up with the internet,
[00:35:18.600] but we didn’t have all this information that we have now.
[00:35:20.910] We have YouTube and stuff like that.
[00:35:23.290] We have instant information.
[00:35:26.130] To me, there is no reason not to know
[00:35:30.070] a lot of things, but they sure know when that new Beyoncé song comes out.
[00:35:40.200] Let’s see.
[00:35:43.760] What tips and tricks would you give someone that wanted to be in this career?
[00:35:49.560] I would say you have to be really attentive to detail.
[00:35:55.450] Like your ability to pay attention
[00:35:57.990] to small little details in the numbers really matters because it’s
[00:36:02.710] so easy to just put the decimal in the wrong place and things like that.
[00:36:07.130] But also funny things because I don’t like getting ripped off.
[00:36:12.970] So I do this for everyone I to look for.
[00:36:16.330] My tips are to just double check everything, make sure bills are not paid
[00:36:20.130] twice, especially don’t pay the same bill twice.
[00:36:23.610] I see this happening so often.
[00:36:25.150] I don’t know how people mess this up.
[00:36:28.010] So set up a system
[00:36:30.160] Where you can automate everything in the accounting department,
[00:36:33.610] but then also set it up such that, for example, when you pay bills,
[00:36:37.000] it has to be based on reference numbers instead, because I see other people when
[00:36:40.800] they enter bills, I’ve looked at other people’s work.
[00:36:42.550] I see they enter bills in the system as instead of the reference number,
[00:36:46.720] they’ll type in first payment, first 50 % deposit or final payment.
[00:36:52.390] I’m just like, this is the reason why you can pay the
[00:36:56.160] same thing twice because you don’t even know if you’re paying the same bill twice
[00:36:58.190] or not, whether you’ve already entered before.
[00:37:01.130] So I started making everyone, if they do my job for me,
[00:37:04.550] they have to enter reference numbers because there’s no mistaking.
[00:37:08.850] You typed in invoice number 1010.
[00:37:11.880] If you’ve entered it in the past, well,
[00:37:13.760] clearly you’ve entered it again by accident, right?
[00:37:15.830] So you don’t pay the same one twice.
[00:37:17.680] But I see this mistake happen so many times over and over again.
[00:37:22.030] For example, the HOA for the condo
[00:37:24.640] building that I live in, we just fired the property management
[00:37:27.720] company, but I was auditing all of their books to find out where they were
[00:37:32.830] embezzling money from, where they overpaid things and everything like that.
[00:37:37.530] And I saw that they paid the Intercom bill twice, $720.
[00:37:42.960] They paid it twice.
[00:37:44.000] They paid the snow removal bill twice.
[00:37:45.590] So they paid an extra $1,800 there.
[00:37:49.680] I was finding things like that, right?
[00:37:52.550] So be careful when you’re doing this job, don’t pay the same bill twice.
[00:37:57.570] That’s my advice.
[00:37:59.640] That’s crazy because I’m an accountant,
[00:38:03.830] too, and I have to input the transactions and things like that.
[00:38:12.120] Sometimes it gets double booked.
[00:38:17.720] Of course, I work for the government,
[00:38:20.030] so the system is older than me, so it becomes a whole mess.
[00:38:26.090] They’re trying to modernize it, but yeah.
[00:38:29.610] There’s not a lot of checks and balances when it comes to inputting stuff,
[00:38:35.840] which is where I guess I come in because I have a tech
[00:38:40.150] background, so I’m trying to automate a lot of stuff.
[00:38:43.090] But yeah, Yeah.
[00:38:46.600] That’s why I never wanted to be an accountant.
[00:38:49.070] Audit was cool.
[00:38:50.200] Audit was fun, but accounting, I’m like…
[00:38:53.760] Well, in audit, you just point out where things went wrong.
[00:38:56.830] You have a lot more attention to I know that.
[00:39:00.810] It’s different to point out a problem than it is to be the one to solve the problem.
[00:39:07.330] Yeah.
[00:39:08.430] I’m like, But it’s cool.
[00:39:11.450] I guess I gave up audit because I didn’t care to travel anymore.
[00:39:15.870] I like sitting at the house now.
[00:39:18.600] That’s fun.
[00:39:20.520] I suck it up and I tried to pay a lot more attention.
[00:39:27.280] Let’s see, what do you wish you knew about career before you got into it?
[00:39:33.840] I wish I knew I could have done it before I did it at the time that I did.
[00:39:38.850] I didn’t have to wait until I was so upset that…
[00:39:44.880] Well, what really happened was when I was
[00:39:46.810] leaving Texas and I had to train my replacement,
[00:39:49.610] she lied to my ex-boss and said, Oh, yeah, I know how to use Quickbooks.
[00:39:55.570] And then I was making 13 an hour at that time.
[00:39:58.770] And so my boss, because that woman was more confident, paid her 17 an hour.
[00:40:05.090] And I was very upset when I had to train her and teach her things.
[00:40:09.000] And then I realized, wait a minute, she’s never used Quickbooks at all.
[00:40:12.410] But she’s saying that she used it before, but she I don’t know how to use,
[00:40:16.200] how to do certain things in Quickbooks that were really, really basic.
[00:40:20.010] So when I moved to Boston, it’s because of that woman
[00:40:24.970] that finally triggered me to go like, why am I not more confident?
[00:40:29.130] She goes after the things she wants, even though she’s not competent at it.
[00:40:33.890] But I am competent,
[00:40:36.290] but I’m not going after the things that I want.
[00:40:38.770] So I just wish I knew earlier.
[00:40:41.270] That’s the only thing I would have done different to have applied to the things I
[00:40:46.370] wanted to do, even when I didn’t feel so confident.
[00:40:50.650] I just wish I had done that earlier.
[00:40:52.890] I would have saved so much heartache.
[00:40:57.480] That’s funny. Yeah.
[00:41:00.360] I mean, at least she could have watched
[00:41:01.870] a little YouTube video on it right quick or something.
[00:41:04.970] Intuit has all types of replacements.
[00:41:07.190] I didn’t want to offend because I’m the person…
[00:41:11.290] Maybe I could be really direct with people, but I also don’t want…
[00:41:14.990] I don’t like offending people.
[00:41:16.720] I like to be very kind and polite when I can.
[00:41:20.330] So what I did was when
[00:41:22.450] I trained her for three days, it was after the third day, I realized.
[00:41:26.680] So I said, I recommend you pay $10 for this Udemy Quickbooks online course.
[00:41:33.890] It’s only $10.
[00:41:35.850] And then I even told her, I learned Quickbooks by going
[00:41:39.630] to the library to get Quickbooks for dummies and bookkeeping for dummies.
[00:41:44.280] So you can go I’m going to go to the same
[00:41:45.390] library I went to and borrow those two books, and you will learn the software.
[00:41:50.570] And her response was, I don’t need that.
[00:41:53.710] I know what I’m doing.
[00:41:55.880] So she wasn’t open to learning.
[00:41:58.360] She wasn’t open to it.
[00:41:59.920] She said, Oh, I know what I’m doing.
[00:42:02.090] And then a year later, actually, she
[00:42:05.160] messaged me on Facebook, and she was like, I just wanted to talk
[00:42:10.110] to you about my boss, so my ex-boss, her boss, right?
[00:42:13.610] And she was complaining about her being a micromanager.
[00:42:16.830] And did I have experience of my ex-boss being a micromanager?
[00:42:20.110] I was like, She never micromanaged me.
[00:42:23.070] I was like, she was actually my favorite boss out of all time.
[00:42:26.290] She was so nice and everything.
[00:42:28.370] She was very lenient with me and It gave me a lot of autonomy.
[00:42:31.850] And she was like, well, she micromanages me and is so toxic, blah, blah, blah.
[00:42:35.770] And then I’m thinking, I think my boss finally caught
[00:42:38.480] on to the fact that she’s not competent and didn’t know how to do the job.
[00:42:41.750] So she started feeling like she had
[00:42:43.590] to micromanage to make sure the work was done right.
[00:42:46.480] I think that’s what ended up happening.
[00:42:47.720] I don’t really know, but that’s my best guess.
[00:42:51.320] Yeah, see, that’s crazy.
[00:42:52.920] That circles back around what we were
[00:42:54.470] talking about earlier with the perseverance and things like that.
[00:42:58.710] It’s like we She gave you the opportunity. It’s been a year.
[00:43:02.310] You still didn’t try to learn anything?
[00:43:05.350] That’s crazy to me.
[00:43:07.470] And then she told you to F off when
[00:43:10.890] you try to give her some help and books and things like that.
[00:43:14.090] That’s crazy.
[00:43:15.570] That’s a perfect example right there.
[00:43:19.200] Nobody wants to work, though, right?
[00:43:21.650] Nobody wants to work, though.
[00:43:23.650] Let me see.
[00:43:30.030] And what would you tell someone that wants to be an accountant?
[00:43:36.970] I guess you did talk about your path.
[00:43:39.710] Did you ever buckle down and get
[00:43:42.030] an accounting certificate at the community college or take the 24 credits?
[00:43:47.120] No, you never did? No.
[00:43:48.610] It’s just whenever I had a problem, I just went to Google.
[00:43:52.760] Yeah. I just went to Google.
[00:43:54.810] And you know what’s even better is now we have ChatGPT.
[00:43:57.920] Wow.
[00:43:58.280] Now you have a really specific accounting question.
[00:44:00.550] You can just ask ChatGPT for the answer.
[00:44:02.890] I mean, it’s just mind boggling.
[00:44:06.470] You can literally learn everything these days.
[00:44:09.410] I think college had its place maybe 20 years ago, right?
[00:44:15.030] It had its place, I agree, but society has changed,
[00:44:19.360] and I just feel like the institutions have not caught up yet.
[00:44:24.400] I can agree with that.
[00:44:27.730] Yeah, because one of my little side gigs
[00:44:30.030] that I’ve done is curriculum development, and it wasn’t for a college.
[00:44:36.530] It was for…
[00:44:38.080] What’s the freaking name of the company?
[00:44:40.080] I can’t think of it off the top of my head right now.
[00:44:42.150] But anyways, it’s a large Code Academy. That’s what it was.
[00:44:46.640] Oh, wow. Code Academy.
[00:44:49.720] Yeah, curriculum development for that.
[00:44:51.730] Then I guess coming up, I have a contract with a college,
[00:44:58.590] and they want me to sit down and take an exam for accounting
[00:45:02.850] for their curriculum development to see how that goes.
[00:45:06.930] But yeah, the people that are in the thick of it, they don’t want.
[00:45:13.070] It’s like, you have to have a master’s degree to do all this stuff.
[00:45:17.770] I’m like, I shouldn’t have a master’s degree when I’m working as an accountant
[00:45:22.070] or auditor and I have all this- You’re the government.
[00:45:25.120] Yeah. I have all this crazy experience.
[00:45:28.350] What the hell do I need a master’s degree
[00:45:30.510] for when I can help you with your curriculum.
[00:45:34.240] So that’s a major hindrance right there.
[00:45:39.000] I’m actually shocked.
[00:45:40.070] That’s so funny.
[00:45:45.080] What’s so funny is if you are applying for…
[00:45:48.680] Let’s say you’re the one who wrote the curriculum.
[00:45:50.810] You wrote the curriculum and you’re
[00:45:53.030] the one that came up with a whole thing, right?
[00:45:56.530] And then you’re applying for a job and then they’re asking for something
[00:46:01.840] like, Oh, did you have a certificate in this curriculum?
[00:46:04.350] You’re like, Girl, I wrote that curriculum.
[00:46:08.030] It’s just so funny.
[00:46:09.590] I saw this on Reddit where there was this company that was hiring and the person
[00:46:13.910] doing the interview, asking the interview questions,
[00:46:17.290] were asking straight from the support documentation for a different software.
[00:46:22.640] And it just so happened that the person who wrote the support documentation
[00:46:26.050] for that software was the one being interviewed.
[00:46:30.010] So when they asked the questions,
[00:46:33.030] the person gave the answers word for word, and they were just like,
[00:46:38.840] you’re not qualified because you clearly cheated.
[00:46:43.370] There’s no way you know the answers word for word.
[00:46:46.290] And that guy goes, I literally am the one who wrote the documentation.
[00:46:51.570] And they were telling them that he’s not qualified for the job.
[00:46:56.120] Yeah.
[00:46:57.160] And I get that at a certain point,
[00:46:58.510] there should be barriers to You know what I’m saying?
[00:47:01.790] Okay, well, this is what the qualifications are.
[00:47:04.670] But like I said, if I’m working in it and I’ve been doing
[00:47:07.990] it for a number of years, there’s no reason why I need a…
[00:47:11.610] Because I don’t have my CPA.
[00:47:13.120] I don’t know if I ever get it because I don’t need it for my career.
[00:47:16.390] I can literally retire without ever having my CPA.
[00:47:21.720] I should need a master’s and all the other stuff in order to do it if I’ve been doing
[00:47:27.390] it for, I’ll just say five years or something like that,
[00:47:30.910] because at that point, you should be journeyman level, right?
[00:47:34.690] So I don’t know.
[00:47:36.670] They’re missing out on so much with these barriers to entry, and it’s crazy.
[00:47:43.570] So, yeah, I’ll have to agree.
[00:47:45.160] Well, they’re missing out.
[00:47:46.410] Yeah.
[00:47:47.490] It’s time for you to start your own education company.
[00:47:50.970] Look, I definitely thought about it.
[00:47:53.390] And call out the Elyse Robinson certification.
[00:47:57.910] I definitely thought about it, especially Last year, when I was in the thick of it.
[00:48:02.510] Because one thing that I do is I do a monthly seminar.
[00:48:06.770] Right now, I do live resume reviews and live LinkedIn reviews.
[00:48:10.730] I said those will always be free
[00:48:13.090] because my resume and my LinkedIn gets a lot of hits, or it did before.
[00:48:16.830] I guess I did before I deleted my LinkedIn.
[00:48:21.170] I had to start all over because I had to clean off all the tech stuff.
[00:48:27.290] I didn’t even want it on there anymore.
[00:48:29.610] But But yeah, no, I do do teaching, and I thought about starting a whole school.
[00:48:37.000] And I mean, there’s a hell of barriers, entries of that.
[00:48:39.510] I learned, technically, you’re not even supposed to be doing like,
[00:48:43.410] seminars and stuff without a freaking school license.
[00:48:47.030] It’s really crazy out here.
[00:48:48.750] You’re not getting paid money
[00:48:50.430] for that stuff without, without, you know, registering with the state.
[00:48:54.950] Like, it’s crazy.
[00:48:56.850] But really? Yes.
[00:48:59.970] Yes.
[00:49:01.440] Okay.
[00:49:02.800] There was this person that got in trouble because they started a boot camp, right?
[00:49:08.770] And they were getting money for the boot camp.
[00:49:11.330] And this circles back around to showing up
[00:49:14.150] and actually handling your business because they didn’t do that, right?
[00:49:18.930] And they got in trouble with the state for starting an unlicensed boot camp.
[00:49:27.080] And yeah, it was a whole A mess.
[00:49:30.810] I think that was in 2020.
[00:49:32.470] You need to license your boot camp?
[00:49:34.320] Yes.
[00:49:37.400] It’s supposed to be licensed with whatever state that you’re working out of.
[00:49:42.440] Technically, if you’re getting, let’s say,
[00:49:44.470] for example, your boot camp is in Texas, right?
[00:49:48.960] A coding boot camp. Yeah.
[00:49:50.950] And you have students that come from California.
[00:49:55.130] You have to be licensed in Texas and California.
[00:49:59.240] So It runs a lot deep.
[00:50:01.910] I read about that. This doesn’t sound right.
[00:50:04.470] This sounds like a conspiracy to make sure people stay poor.
[00:50:08.810] Look. I’m sorry.
[00:50:10.410] This sounds like a state-run mafia to make sure you can’t just earn money
[00:50:17.410] doing the things you want to do and provide value.
[00:50:19.910] It sounds like highly regulated and
[00:50:22.360] to make sure to keep certain people out and certain people in.
[00:50:25.290] Wow. That’s exactly what it is.
[00:50:27.590] The last person I had on on the podcast
[00:50:30.750] that’s coming out this coming week, I mentioned that, too, because it’s like,
[00:50:34.810] not to say there’s regulations in these other countries, but nobody really cares.
[00:50:44.150] They have the little food carts and people
[00:50:46.590] hustling on the streets and stuff, and you can’t necessarily do that in the States.
[00:50:51.790] You would get fined.
[00:50:55.170] So, yeah, it was a big mess all over Twitter.
[00:50:59.720] I I don’t know if it was last year or the year before last, so 2022.
[00:51:02.670] But yeah, they got her for having
[00:51:05.950] an unlicensed boot camp because you’re supposed to register with their state.
[00:51:10.840] And if you have students that are not
[00:51:12.430] in that state, you have to register with each state.
[00:51:15.050] It’s a whole mess.
[00:51:16.490] And the fee ain’t cheap.
[00:51:18.120] The fee is not cheap.
[00:51:19.150] Well, this makes it such that only a big, large company with lots of investment
[00:51:23.810] capital behind their hands is the only one to succeed in that market.
[00:51:31.240] Because I believe for Texas, the licensing fee, when I looked at it,
[00:51:36.830] was $1,000, which is cheap enough, but you know.
[00:51:43.600] But you can’t grow quickly Exactly.
[00:51:45.110] Unless you have investors throwing 50,000 at you.
[00:51:49.170] I mean, you’re just someone who’s like, I want to make some money.
[00:51:54.120] I don’t want to do it with investment capital.
[00:51:56.350] I just want to start with my own money, right?
[00:51:59.330] And grow it so that I have full control
[00:52:02.110] over my business, not the bank and not some investor.
[00:52:05.240] You start with only a thousand and you
[00:52:07.370] grow it, but then you have to grow it so slow because then,
[00:52:11.440] okay, now I can open up to the next day, pay a thousand.
[00:52:13.880] Okay, now then I can open up to the next day.
[00:52:15.950] It’s so slow, really slow growth.
[00:52:18.490] And tech is such a fast-paced industry. Yeah.
[00:52:22.810] I guess it comes down to all these YouTube videos and stuff.
[00:52:28.840] If you’re teaching something Well,
[00:52:30.030] then I mean, can you potentially get in trouble for it?
[00:52:33.890] Because they get ad revenue, they can get affiliate revenue as well.
[00:52:37.870] Just not direct revenue.
[00:52:41.610] It’s really crazy out here.
[00:52:43.910] But yes, it was a whole mess with this woman.
[00:52:48.090] They were like, Yeah, she’s operating an unlicensed school.
[00:52:52.310] I believe somebody had turned her in because like I said, she
[00:52:55.770] wasn’t doing what she was supposed to do with following up and things like that,
[00:53:00.150] going back to the accounting firms and things like that.
[00:53:03.490] But yeah, I got deep into it because I was
[00:53:06.160] like, So what are the rules and regulations on it?
[00:53:08.350] And it sounded like to an extent,
[00:53:10.120] you’re not even supposed to be having seminars for money.
[00:53:12.830] You need a license to do it.
[00:53:16.530] But yeah, anything else you want to say and give?
[00:53:24.570] No, I think that was it.
[00:53:26.240] That was already a lot. It was.
[00:53:29.030] It really was. I enjoyed the conversation.
[00:53:31.690] Let people know where we can find you.
[00:53:34.930] The best way to find me is annayangfinancial.
[00:53:38.520] Com. That’s A-N-N-I-E-Y-A-N-G-FINANcial.
[00:53:43.440] Com. My site got suspended yesterday
[00:53:46.170] for suspicious activity, but I hope to get something figured out
[00:53:50.770] by tomorrow so that the site is up by the time this podcast recording is released.
[00:53:57.440] Okay. Okay.
[00:53:59.200] Thank you again, Annie, for coming on the show.
[00:54:02.290] You all, my name is Elyse Robinson with the Nobody Wants to Work, though podcast.
[00:54:06.490] And until next time.
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Nobody Wants To Work Tho Episodes
- 01 | You need that work I got that work | Elyse Y. Robinson @ Switch Into Tech
- 02 | Business Brain vs Tech Brain | Elyse Y. Robinson @ Switch Into Tech
- 03 | Leaving Your Fears Behind Through Entrepreneurship | Christian Evans @ Success Fitness
- 04 | Divorce That Job And Begin Really Helping People | Carleen Dark-Bays @ Restoring Hearts Academy
- 05 | Use Your Fashion Design Skills And Move Into Fashion Technology | Sylvia Heisel
- more episodes
Elyse Y. Robinson, an enterprising entrepreneur, is the mastermind behind Taxes and Services, a multifaceted holding company that doubles as her accounting firm. Her ventures encompass an array of innovative projects. One of her key initiatives is Switch Into Tech, a dynamic weekly newsletter that doubles as a platform for advertising monthly career seminars, offering weekly tech-related freebies, and promoting her latest podcast episodes of Nobody Wants To Work Tho. Additionally, Elyse shares her insights through her blog at Data.gal, where she delves into various data-related topics. Her literary contribution includes authoring Nube: Switch Into A Cloud Career, a guide for navigating cloud technology careers. Furthermore, she has established FullTuitionScholarships.org, an invaluable resource aimed at helping individuals avoid college debt. Elyse’s passions extend beyond her businesses; she is deeply enamored with Mexico, has an insatiable appetite for research, and is dedicated to assisting others in transitioning into technology careers.